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Transactional Funding

What Is Transactional Funding?

Transactional funding is a short-term, same-day loan designed for investors completing double closings or assignment-style deals. Instead of using personal funds, investors leverage short-term capital to purchase a property (A→B) and immediately resell it to a buyer (B→C).

West Johnson Lending provides fast, reliable transactional funding with no credit checks, no income documentation, and no lengthy underwriting. Our process is streamlined for wholesalers and investors who need certainty, speed, and smooth execution on tight timelines.

Whether you’re handling back-to-back closings or need temporary capital to complete a deal, our transactional funding ensures your transactions stay private, compliant, and fully financed.

Why Investors Choose Transactional Funding

Transactional funding protects your margins, eliminates the need for personal cash, and keeps deal flow moving.

Because funding is secured only for a single day, this structure works perfectly for wholesale assignments, double closings, and off-market opportunities. West Johnson Lending provides predictable funding backed by private capital — ensuring your deal never stalls due to financing delays.

Program Highlights

Our transactional funding is built specifically for same-day real estate deals requiring reliable temporary capital.

Key highlights include:

  • Perfect for double closings and wholesale transactions
  • No credit checks or income documentation required
  • Funding available for 1-day transactional structure
  • Fast approvals with minimal information needed
  • Private capital ensures discretion and reliability
  • Ideal for high-volume wholesalers and assignment investors

How Transactional Funding Works

Transactional funding is structured to finance your A→B purchase while you simultaneously complete the B→C sale.

Once the end buyer’s funds are ready, West Johnson Lending releases the capital needed for the acquisition, then the loan is repaid immediately from the resale proceeds.

This protects your contracts, keeps your assignments private, and ensures you never need personal liquidity to complete a transaction.

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Ready to Fund Your Next Deal?

Submit your deal or connect with our lending team to get fast, straightforward approval from a true direct lender—no brokers, no delays, and no monthly payments during your project.

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