Direct Lender
We use our own capital for faster approvals & closings.
Funding in 3 Days
Streamlined underwriting & fast draw requests.
No Monthly Payments
Interest due only at refinance or sale for qualified borrowers.
Up to 100% Financing
Covers purchase & renovation for qualified deals.
Lending Solutions Built for Real Estate Investors
A Lending Partner You Can Count On
West Johnson Lending provides fast, flexible real estate investment financing designed for modern investors, builders, and developers. Whether you’re flipping, building, or growing a long-term rental portfolio, our team delivers the expertise and responsiveness needed to close confidently.
Direct private lender with quick decision-making
Transparent terms and investor-friendly loan programs
Dedicated support from start to finish
Why Investors Choose West Johnson Lending
Fast, Reliable Funding
- Approvals designed around real investor timelines
- Close quickly without unnecessary paperwork or delays
Simple Application
- Streamlined online submission
- No hidden fees or hard-to-read loan terms
Flexible Loan Options
- Fix & flip, DSCR, bridge, and new construction programs
- No monthly payments on select products
Dedicated Support
- Direct access to your loan specialist throughout the process
- No middlemen or call-center runaround
Built to Support Every Stage of Your Investment Strategy
West Johnson Lending streamlines the funding process with transparent terms, investor-friendly programs, and private capital built for fast-moving opportunities. Every loan, every deal, every step — made simpler.
WEST JOHNSON LENDING
A Simple, Investor-Focused Process
Submit your deal in minutes
Share the basics of your purchase or project — no complicated paperwork or long forms required.
Get a clear decision fast
Our team reviews your numbers, evaluates the property, and gives you a straightforward answer — usually the same day.
Close quickly with private capital
Close on your timeline — not the bank’s. We provide dependable funding so you can move fast on profitable opportunities.
Manage draws & track progress online
Access your loan dashboard, request renovation draws, and monitor your project 24/7 — all in one place.
Direct Lending Built for Real Estate Investors
West Johnson Lending provides fast, dependable capital for investors who need to move quickly in competitive markets.
As a true direct lender, we control our own funds, allowing us to approve and close deals without broker delays,
complex documentation, or slow underwriting timelines.
Whether you’re acquiring a flip, securing a bridge loan, closing a wholesale deal, or building your rental portfolio,
our programs are designed to support every stage of your investment strategy. With no monthly payments during the project
and a streamlined approval process, we make it easier for you to focus on the deal—not the paperwork.
Direct Lending Built for Real Estate Investors
West Johnson Lending provides fast, dependable capital for investors who need to move quickly in competitive markets.
As a true direct lender, we control our own funds, allowing us to approve and close deals without broker delays,
complex documentation, or slow underwriting timelines.
Whether you’re acquiring a flip, securing a bridge loan, closing a wholesale deal, or building your rental portfolio,
our programs are designed to support every stage of your investment strategy. With no monthly payments during the project
and a streamlined approval process, we make it easier for you to focus on the deal—not the paperwork.
Frequently Asked Questions
Investor FAQs
Most approvals are issued the same day, and many projects can be funded in as little as 3 days. Because we lend our own capital, there are no broker delays or third-party bottlenecks.
Yes. For qualified investors and approved deals, we can fund up to 100% of the purchase and 100% of the renovation budget. This allows you to keep your cash free for additional deals.
No. Our loans require no monthly payments. Interest is paid at refinance or closing, helping your project stay cash-flow friendly from start to finish.
We offer Fix & Flip Loans, Bridge Loans, Transactional Funding, Wholesale/Wholetail Loans, and 30-Year DSCR loans for long-term rental properties.
Just submit your deal details through our simple online form. A member of our lending team will contact you quickly with next steps and approval options.
Yes. We work with both seasoned investors and those completing their first deal. If you’re newer to real estate investing, our team will walk you through the process, review your project details, and help structure financing that aligns with your experience and exit strategy.
We offer both. In addition to short-term Fix & Flip and Bridge Loans, we provide 30-Year DSCR loans designed for investors who want to build or refinance long-term rental portfolios. These loans are based on property income rather than personal tax returns, making them easier and faster to qualify for.
