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Fix & Flip Loans

What Is a Fix & Flip Loan?

A fix & flip loan provides short-term financing for investors purchasing distressed or undervalued properties with the goal of renovating and reselling them for profit.

West Johnson Lending offers high-leverage fix & flip loans with up to 100% purchase and up to 100% renovation financing for qualified deals. Our program is designed for new and experienced investors who need fast approvals, reliable funding, and predictable draws.

We evaluate deals based on property value, project scope, ARV, and exit strategy — not bank-style income requirements.

Why Investors Choose Fix & Flip Loans

Fix & flip loans let investors acquire properties quickly, complete renovations efficiently, and sell for maximum return.

With no monthly payments on select products, flexible rehab budgets, and private lending capital, West Johnson Lending ensures your project stays funded and on schedule from day one.

Program Highlights

Our fix & flip program is built to support renovation-heavy projects with predictable draw schedules and competitive leverage options.

Key highlights include:

  • Up to 100% purchase financing for qualified deals
  • Up to 100% of renovation costs
  • Fast, consistent draw releases
  • No monthly payments on select loan structures
  • 12-month term with extension options available
  • Ideal for cosmetic, medium, and heavy rehabs

How Fix & Flip Financing Works

Fix & flip loans are structured to help investors take control of distressed properties, complete renovations quickly, and sell for profit.

West Johnson Lending reviews your project scope, budget, and ARV to structure a loan that maximizes leverage while keeping the process simple. Draws are released at key intervals, ensuring renovations move efficiently from start to finish.

Get Pre-Approved
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Ready to Fund Your Next Deal?

Submit your deal or connect with our lending team to get fast, straightforward approval from a true direct lender—no brokers, no delays, and no monthly payments during your project.

Start Your Pre-Approval